Planned Giving

Easy Gifts

Smart Giving from Your IRA

A Tax-Saving Way to Help Roots and Wings

Make a difference today and save on taxes. This is possible when you support Roots and Wings through your IRA.

A Special Opportunity for Those 70½ Years Old and Older

You can give any amount (up to a maximum of $108,000) this year from your IRA directly to a qualified charity such as Roots and Wings without having to pay income taxes on the money. Any gifts of $108,000 or less are eligible for this benefit, and you can feel good knowing that you are making a difference at Roots and Wings. This popular gift option is commonly called the IRA charitable rollover, but you may also see it referred to as a qualified charitable distribution, or QCD for short. 

  • Your gift will be put to use today, allowing you to see the difference your donation is making.
  • If you are required to take minimum distributions, you can use your gift to satisfy all or part of your obligation.
  • You pay no income taxes on the gift. The transfer generates neither taxable income nor a tax deduction, so you benefit even if you do not itemize your deductions.
  • Since the gift doesn’t count as income, it can reduce your annual income level. This may help lower your Medicare premiums and decrease the amount of Social Security that is subject to tax.

If you are at least 59½ years old, you can take a distribution and then make a gift from your IRA without penalty. If you itemize your deductions, you can take a charitable deduction for the amount of your gift.

At Any Age

No matter your age, you can designate Roots and Wings as the beneficiary of all or a percentage of your IRA and it will pass to us tax-free after your lifetime. It’s simple, just requiring that you contact your IRA administrator for a change-of-beneficiary form or download a form from your provider’s website.

Tip: It is important to let us know of your gift because many popular retirement plan administrators assume no obligation to notify a charity of your designation. In addition, the administrator will not monitor whether your gift designations are followed. We will be happy to talk to you about your intentions to ensure that they are followed. We also want to thank you for your generosity.

Schedule a Call to Learn More

Your Next Steps

  • Schedule a call with our founder, Ted Hoskinson, at 561-403-5137 to discuss the opportunities.
  • Seek the advice of your financial or legal advisor.
  • If you include Roots and Wings in your plans, please use our legal name and federal tax ID.

Legal name:

Roots and Wings, Inc.

Address:
 
7700 Congress Avenue, Suite 3212 Boca Raton, FL 33487

Federal tax ID number: 38-400863

Planned Giving

Roots and Wings, Inc.

7700 Congress Avenue, Suite 3212 
Boca Raton, FL 33487

Federal tax ID number: 38-4008636

Information contained herein was accurate at the time of posting. The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. Figures cited in any examples are for illustrative purposes only. References to tax rates include federal taxes only and are subject to change. State law may further impact your individual results.

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